Being aware financial options and support is an important part of preparing for transition.
Australian Defence Force (ADF) members may be eligible to access a $1,000 financial contribution towards professional financial advice.
Further financial advice and services can be found on the Family financial advice page.
The hidden civilian expenses ADF members may not think of (PDF, 1.32 MB)
Superannuation
Superannuation entitlements are dependent on individual circumstances. Members can access information on superannuation entitlements through the Commonwealth Superannuation Corporation (CSC) and further guidance is provided in the following factsheets and videos:
Transition and your Super (PDF, 375.65 KB)
Medical transition and your Super (PDF, 529.15 KB)
Compensation advocates
Free or low cost Wellbeing and Compensation Advocates can be engaged to assist veterans or family members in preparing and lodging compensation claims and find Department of Veterans' Affairs (DVA) payment and wellbeing support services. See the factsheet for more details.
Wellbeing and Compensation Advocates factsheet (PDF, 425.25 KB)
Applying to the Commonwealth Superannuation Corporation for Invalidity Benefits
Under the Defence Forces Retirement Benefits (DFRB) Act 1948 and Defence Force Retirement and Death Benefits (DFRDB) Act 1973, former members can apply to be treated as being medically separated for superannuation purposes only. Individuals seeking to apply must complete the appropriate application form below, based on the superannuation scheme to which they contributed, and submit it to the Defence Single Access Mechanism for processing. preferably via email at defence.sam@defence.gov.au or by mail to:
Retrospective Consideration for Superannuation
Joint Transition Authority
BP33-05-008
PO Box 7927
Canberra BC ACT 2610
Former contributors to the Military Superannuation Benefits Scheme (MSBS) or Australian Defence Force Cover can apply directly to the Commonwealth Superannuation Corporation (CSC) to be treated as being medically separated for superannuation purposes. Further information about applying to CSC for invalidity benefits can be found on the CSC website.
Application form - Retrospective consideration Sub-section 51(6) DFRB (PDF, 274.58 KB)
Application form - Retrospective consideration Section 37 DFRDB (PDF, 273.92 KB)
Applying to Defence under the Defence Regulations 2026
Government Support
Factsheet will give an overview of payments and services delivered through Medicare, Centrelink and Child Support programs for veterans leaving the ADF.
Services Australia overview Medicare, Centrelink and Child Support programs (PDF, 540.48 KB)