Being aware financial options and support is an important part of preparing for transition.

Australian Defence Force (ADF) members may be eligible to access a $1,000 financial contribution towards professional financial advice.

Further financial advice and services can be found on the Family financial advice page.

The hidden civilian expenses ADF members may not think of (PDF, 1.32 MB)


Superannuation entitlements are dependent on individual circumstances. Members can access information on superannuation entitlements through the Commonwealth Superannuation Corporation (CSC) and further guidance is provided in the following factsheets and videos:

Transition and your Super (PDF, 375.65 KB)

Medical transition and your Super (PDF, 529.15 KB)

Compensation advocates

Free or low cost Wellbeing and Compensation Advocates can be engaged to assist veterans or family members in preparing and lodging compensation claims and find Department of Veterans' Affairs (DVA) payment and wellbeing support services. See the factsheet for more details.

Wellbeing and Compensation Advocates factsheet (PDF, 425.25 KB)

Retrospective consideration

Under the Defence Forces Retirement Benefits (DFRB)  Act 1948 and Defence Force Retirement and Death Benefits (DFRDB) Act 1973, former members can apply to amend their reason for separation, to being retired on medical grounds, for superannuation purposes. Email for support.

Guidelines – Retrospective consideration to be treated as medically unfit for superannuation purposes (PDF, 167.76 KB)

Application form - Retrospective consideration Sub-section 51(6) DFRB (PDF, 274.58 KB)

Application form - Retrospective consideration Section 37 DFRDB (PDF, 273.92 KB)

Application form - Retrospective consideration Section 26 Defence Regulation (PDF, 142.22 KB)

Former contributors to the Military Superannuation Benefits Scheme (MSBS) or ADF Cover can apply for retrospective change to mode of separation by sending applications to CSC.