Bibliography

Australian Government

 

         Australian Government Actuary

                  —2005, Military Superannuation and Benefits Scheme and Defence Force Retirements and Death Benefits Scheme (MSBS and DFRDB), A report on Long Term Costs, Commonwealth of Australia.

 

         Australian Government Superannuation Schemes 2007, http://www.comsuper.gov.au (accessed 07 January 2007).

                  —Commonwealth Superannuation Scheme (CSS), http://www.css.gov.au.

 

                  —Public Sector Superannuation (PSS) scheme, http://www.pss.gov.au.

 

                  —Public Sector Superannuation accumulation plan (PSSap), http://www.pssap.gov.au.

 

                  —Military Superannuation and Benefits Scheme (MSBS),  http://www.militarysuper.gov.au.

 

                  —Defence Force Retirement and Death Benefits Scheme (DFRDB), http://www.dfrdb.gov.au.

 

         Australian Prudential Regulation Authority (APRA)

                  —1998, Superannuation Circular No. I.c.1, Minimum Benefits Standards, http://www.apra.gov.au/Superannuation/upload/I-C-1-Minimum-Benefits-Standards.pdf.

 

                  —2004, Superannuation Trends, http://www.apra.gov.au/Statistics/upload/Superannuation-Trends-PDF.pdf.

 

                  —2006, Statistics Annual Superannuation Bulletin http://www.apra.gov.au/Statistics/upload/June-2006-Annual-Superannuation-Bulletin.pdf.

 

                  —2006, Superannuation Circular No 1.C.2, Payment Standards for Regulated Superannuation Funds, http://www.apra.gov.au/Superannuation/upload/Superannuation-Circular-I-C-2-Payment-Standards-for-Regulated-Superannuation-Funds.pdf.

 

                  —2007, Insight, Celebrating 10 years of Superannuation Data Collection 1996-2006, Issue 2, Commonwealth of Australia, Canberra ACT 2600.

 

         Defence Documents

                  —Defence Instruction (General) Personnel—(DI (G) Pers), 49-3,

                  Part–time leave without pay for Permanent members of the Australian Defence Force, Department of Defence, Canberra ACT 2600.

 

                  —2003, Defence Attitude Survey, Commonwealth of Australia Sponsor Directorate of Strategic Personnel Planning and Research, Defence Personnel Executive, Department of Defence, Canberra ACT 2600.

 

                  —2005, Defence Attitude Survey, Commonwealth of Australia Sponsor Directorate of Strategic Personnel Planning and Research, Defence Personnel Executive, Department of Defence, Canberra ACT 2600.

 

                  —2007, Defence Strategic Workforce Plan 2007-2017, Department of Defence, Canberra ACT 2600.

 

 

         Defence Force Retirement and Death Benefits (DFRDB)

                  —2004, Authority Annual Report 2003-04, Commonwealth of Australia.

 

                  —2005, Authority Annual Report 2004-05, Commonwealth of Australia.

 

                  —2006, Authority Annual Report 2005-06, Commonwealth of Australia.

 

                  —2005, Defence Force Retirement and Death Benefits Act 1973, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/BB233C03C50A05ECCA257096001AAA39/$file/DefForRetDeathBen1973_WD02.pdf.

 

         Legislation

                  —1936, Income Tax Assessment Act 1936, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/F6FEF19FFB4F975CCA2573130024E029?OpenDocument.

 

                  —1975, The Family Law Act 1975, Attorney‑General’s Department, Canberra, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/CA5A73314234638BCA257323000A0A78/$file/FamilyLaw1975_WD02.pdf.

 

                  —1979, Australian Federal Police Act 1979, Part VA, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/57800292A513028FCA2572C000007BF7/$file/AustFedPolice1979_WD02.pdf.

 

                  —1989, Crimes (Superannuation Benefits) Act 1989 (CSB Act), http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/CC4E49511CA2595ACA256FB900304522/$file/CrimesSuperBen89WD02.pdf.

 

                  —1992, Superannuation Guarantee (Administration) Act 1992, Section 92, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/756CB904817F26CECA256FBD000972AA/$file/SupGuaAdmAct1992_WD02.pdf.

 

                  —1997, Commonwealth Authorities Act 1997 (CAC Act), http://www.comlaw.gov.au/ComLaw/legislation/actcompilation1.nsf/0/8E8D9F138085FEFBCA25730200195500/$file/CwlthAuthCompanies1997_WD02.pdf).

 

                  —1997, Financial Management and Accountability Act (FMA Act) 1997, http://www.comlaw.gov.au/ComLaw/Legislation/ActCompilation1.nsf/0/C093254E35BA6D0ECA2572E6000BECA2/$file/FinanMgmtAccount1997WD02.pdf.

 

                  —1997, Retirement Savings Accounts Act 1997, http://www.comlaw.gov.au/comlaw/Legislation/ActCompilation1.nsf/0/780284AC4A5D008ACA256F710051683B/$file/RetirementSavsAccs1997.pdf.

 

                  —2005, Tax Laws Amendment (Superannuation Contributions Splitting) Act 2005, http://www.comlaw.gov.au/ComLaw/Legislation/Act1.nsf/0/86A34EF18B97449CCA2570D90021D3B8/$file/148-2005.pdf.

 

                  —2006, Superannuation Industry (Supervision) Amendment Regulation 2006 (No.1), http://www.comlaw.gov.au/ComLaw/Legislation/LegislativeInstrument1.nsf/0/13612F62DFD70F02CA2571AB000306BE/$file/0605195A-060608EV.pdf.

 

         Military Superannuation and Benefits Scheme

                  —1991, Military Superannuation and Benefits Act 1991, www.comlaw.gov.au/comlaw/management.nsf/lookupindexpagesbyid/IP200506430?OpenDocument.

 

                  —2004, The MSB Board Annual Report 2003-04, Commonwealth of Australia.

 

                  —2005, The MSB Board Annual Report 2004-05, Commonwealth of Australia.

 

                  —2006, The MSB Board Annual Report 2005-06, Commonwealth of Australia.

 

         Reports

                  McKinnon, A and Gorny, E., (2003).  What Motivates You? July 2003 Your Say Survey – Analysis of Topical Issue, Directorate of Strategic Personnel Planning and Research, research report 13/2003, Defence Personnel Environment Scan 2025 (DPES2025).

 

                  —1972, Defence Forces Retirement Benefits (DFRB) Legislation, Joint Select Committee Report (Jess Report) Commonwealth of Australia.

 

                  —1990, Report of Defence Force Retirement and Death Benefits Scheme Review Committee (Cole Report), Commonwealth of Australia.

 

                  —2004, A more flexible and adaptable retirement income system, Commonwealth of Australia, http://demographics.treasury.gov.au/content/_download/flexible_retirement_income_system/flexible_retirement_income_system.pdf (accessed 24 June 2007).

 

                  —2005, Review of Corporate Governance of Statutory Authorities and Office Holders (Uhrig Report), Department of Finance and Administration Financial Management Reference Material No. 2 Governance Arrangements for Australian Government Bodies.

 

                  —2006, Defence Personnel Environment Scan 2025 (DPES2025), Directorate of Strategic Personnel Planning and Research, http://www.defence.gov.au/dpe/dpe_site/publications/DPES2025/index.htm.

 

Barrett, Garry & Tseng, Yi-Ping, 2007, Retirement Saving in Australia, SEDAP Research Paper No. 177, McMaster University.

 

Canadian Forces

         —Pension Modernization Project 2007, http://www.forces.gc.ca/dgcb/cfpmp (accessed 24 May 2007).

 

         —Veterans Affairs Canada—Disability Pensions, http://www.vac-acc.gc.ca/clients/sub.cfm?source=dispen (accessed 24 May 2007).

 

Henry, A., 2006, The Who, What, When and Why of Generation Y, AH Revelations Pty Ltd, Australia.

 

International Labour Organisation (ILO), 1952, Social Security (Minimum Standards) Convention (No. 102), http://www.ilo.org/public/english/protection/secsoc/areas/legal/conv102.htm (accessed 05 July 2007).

 

New South Wales

         —First State Super (FSS)-Police Blue Ribbon Super, http://www.firststatesuper.com.au/Tools/BrochuresFormsMember#PDS (accessed 16 July 2007).

 

New Zealand

         —Accident Compensation Corporation (ACC), http://www.acc.co.nz/about-acc/index.htm?ssSourceNodeId=1494&ssSourceSiteId=1494 (accessed 07 January 2007).

 

         —Armed Forces Superannuation Scheme (AFSS), http://www.nzdf.mil.nz/personnel-records/personnel-branch.htm (accessed 07 January 2007).

 

         —Three ServicesOne Force, SuperFacts, http://www.superfacts.co.nz/nzdf/contents.asp?treeid=28 (accessed 23 July 2007).

 

Organisation for Economic Co-operation and Development (OECD)

         —1995, “The Transition from Work to Retirement”, Social Policy Studies, no.16, OECD Paris.

 

         —1998, “Retirement income systems: the reform process across OECD countries”, Aging

         Working Papers, OECD Paris.

 

         —1998, Policy Brief “Maintaining Prosperity in an Ageing Society”, http://www.oecd.org/dataoecd/21/10/2430300.pdf (accessed 24 June 2007).

 

         —2003, “Policies for an Aging Society: Recent Measures & areas for further reform”, http://www.olis.oecd.org/olis/2003doc.nsf/linkto/eco-wkp(2003)23.

 

Queensland—QSuper

         —Queensland Police Service—Employment Entitlements,

         http://www.police.qld.gov.au/join/recruitment/qpsOffers/employment.htm (accessed 16 July 2007).

 

         —QSuper-Product Disclosure Statements, http://qsuper.qld.gov.au/public/members/member_services/document_library/default.asp?thesort=type&subsort=9 (accessed 16 July 2007).

 

United Kingdom

         —Armed Forces Pension Scheme 2005 (AFPS05), http://www.mod.uk/DefenceInternet/AboutDefence/CorporatePublications/PersonnelPublications/Pensions/AFPS05/Afps05YourPensionSchemeExplained.htm (accessed 07 January 2007).

 

         —Armed Forces Compensation Scheme (AFCS),

http://www.mod.uk/DefenceInternet/AboutDefence/CorporatePublications/PersonnelPublications/Pensions/AFCS/AfcsYourCompensationSchemeExplained.htm (accessed 07 January 2007).

 

United States of America

         —Military Pay & Benefits 2007, http://www.defenselink.mil/militarypay/retirement/index.html (accessed 07 March 2007).

 

         —Department of Veterans Affairs—Compensation and Pension Benefits, http://www.vba.va.gov/bln/21/index.htm (accessed 07 March 2007).

 

Victoria

Emergency Services Superannuation Scheme (ESSS), http://www.essuper.com.au/about/ (accessed 23 February 2007).

 

World Bank

         —2001, Social protection sector strategy paper: from safety net to springboard, World Bank, Washington, D.C.

 

         —Piggott, John and Lu Bei, 2006, Pension Reform and the Development of Pension Systems: An Evaluation of the World Bank Assistance, IEG Working Paper, World Bank, Washington, D.C.