Member's Guide to ADF Pay and Conditions in Australia – see Disclaimer – check PACMAN for full details

 

6.5 Initial home purchase

 

The home purchase assistance scheme (HPAS) helps you to buy a home for you or your dependants to live in, in Australia. This scheme covers your first purchase. For any further purchases or sale, see 6.6, Home purchase or sale expenses allowance.

 

When can it be granted?

You can be paid a lump sum allowance to help you buy a home in the location you are posted to. You can only be paid the allowance once. You must be likely to serve at the location for another year.

 

What if your dependants are elsewhere?

If you are classified as a member with dependants (unaccompanied), you may be paid the allowance to help you buy a home in the location where your dependants live. This also applies if you are posted to a ship, and your dependants live somewhere else (even if it is not the ship's home port). (see 8.1, What category are you in?)

 

What if you do not live there?

The allowance is paid to help you buy somewhere to live. The general principle is that you (or your dependants) should take no more than a month to move in (after settlement, or after moving to the new location, or after a new home is built). If you do not meet the time limits you may have to repay the allowance.

 

Other conditions

If you and your spouse are both members and are posted to the same location, only one of you can be paid the allowance. The other may be able to claim the allowance for a home purchase at a future posting.

 

The allowance is taxable.

 

Application to Reservists:  No, except for Reservists on continuous full-time service for 12 months or more.

 

Reference:  ADF Pay and Conditions Manual, Chapter 6 Part 2 Division 1

 

Form:  AC970 - Application for Home Purchase Assistance Scheme (HPAS) or Home Purchase or Sales Expense Allowance (HPSEA)