Member's Guide to ADF Pay and Conditions in Australia – see Disclaimer
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12.5
Ancillary contributions
There are ways you can add to your ADF superannuation.
Ancillary contributions are a range of voluntary contributions or transfers you
can make for yourself or on behalf of your spouse.
The contributions are in addition to your regular
fortnightly contributions
They will grow as a separate benefit and move in line with
returns gained by the fund. They do not attract an employer benefit. There are
five types of ancillary contributions.
Government co-contributions
You may get a government co-contribution based on your income
and how much you contribute. The Super Co-contribution is an Australian
Government initiative to assist eligible people to save for their retirement.
If you would like more information, you should contact the Australian Taxation
Office.
Additional personal contributions
If you can spare the money, you can pay more of your
after-tax income into Military Super.
Salary packaging contributions
You can choose to contribute into Military Super from your
pre-tax income (see 3.4,
Salary packaging).
Contributions on behalf of your spouse or de facto spouse
You can put money into Military Super on behalf of your spouse.
The payments will be put into an account in your spouse's name. You will not be
able to access the benefit.
Transfer amounts from other regulated superannuation
funds and retirement savings accounts
You can move other superannuation benefits into Military
Super.
Information about ancillary
contributions can be found on the ComSuper website at
http://www.militarysuper.gov.au/ancillary/ancillary.html.
Application to Reservists: No, except for Reservists on continuous
full-time service.