Member's Guide
to ADF Pay and Conditions in Australia – see Disclaimer
– check
12.1
Warning
Any financial product advice
in this Chapter is only general advice. It has been prepared without taking
account of your personal objectives, financial situation or plans. Before
acting on this general advice you should consider how suitable it is for you.
You should have regard to your own objectives, financial situation and needs.
You may wish to get the assistance of a licensed financial adviser.