Two forms of assistance to purchase or sell a home are available to a member or their dependants when they are posted in Australia.
A one-off payment to assist them to purchase a home. The home must be in their posting location and they must live in it. This payment is made under the home purchase assistance scheme (HPAS). It is payable once only during a member's ADF service.
Reimbursement to the member of the reasonable costs for selling a home and purchasing another home they will live in on the next posting. This assistance is given under the home purchase or sale expenses allowance (HPSEA).
Note: HPAS replaced the initial purchase element of HPSEA for the first purchase on or after 1 July 2000. HPSEA applies for sale-purchase after the initial payment under HPAS.
A member who purchases their first home under HPAS then enters into a following sell-purchase-sell home ownership cycle. Each time they purchase or sell another home on a posting, they can be reimbursed the reasonable costs involved. Time limits apply. This does not mean that a home must be sold or purchased following each posting. This is the member's choice. However, continued eligibility depends on a member maintaining the cycle of sell-purchase-sell. Some exceptions apply.
This Part applies to a member on continuous full-time service who meets either of these conditions.
At the time of purchasing a home, it is expected that they will continue to serve in the posting location for a further 12 months.
At the time of purchasing a home, they are a member with dependants (unaccompanied) and it is expected that they will keep that category for a further 12 months.
Note: In the total workforce model, a member on continuous full-time service may be described as a member in Service category 6 or 7. A member who is in Service category 3, 4 or 5 and Service option C is also on continuous full-time service.
This Part does not apply to a member on either of these kinds of service.
Continuous full-time service for less than 12 months.
Note: In the total workforce model, a member of the Reserves may be described as a member in Service category 2, 3, 4 or 5.
This Part includes the following Divisions.
This table defines the terms that apply to this Part.
|Term||Definition in this Part|
|Agent||A person or organisation who is doing one of the following.
|Auctioneer||A person conducting business as an auctioneer. They must be registered or licensed if that is required by the law of the state or territory where they do business.|
|Eligible person||A member or their dependant.|
|Home||A dwelling in Australia. This includes a flat or other dwelling forming part of a building. It does not include a caravan or mobile home. Ownership means the following.
|Land broker or conveyancer||A person licensed or authorised under the law of a state or territory to transact business relating to the registration of titles to land.|
|Posting||A posting that a Service authority intends should last at least 12 months.|
|Professional fees and disbursements||Fees for work performed by a solicitor, land broker or conveyancer. The fees must relate to a sale or purchase and related disbursements. They include fees for a valuation, pest inspection, building inspection, survey or similar. They do not include a procurement fee for arranging or negotiating a mortgage. The fees may be incurred by the solicitor, land broker or conveyancer on the member's or eligible person's behalf.
This also includes mandatory fees imposed by relevant State or local authorities.
This table defines the location where the eligibility arises.
|Item||If the member is...||then the eligibility is located...|
|1.||a member with dependants (unaccompanied)||where the dependents live.|
|2.||a member who is unaccompanied, but not a member with dependants (unaccompanied)||where the member is posted.|
|3.||another member||where the member is posted.|
Application to Reservists: Yes, on continuous full-time service of longer than 12 months.
Copies of forms are available on the webforms system or through the Defence Service Centre.